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We get many questions concerning the types of insurance accepted in our office.
For the record we accept any insurance that lets you choose your own dentist. We are happy to complete your claim forms and
submit them to the company. In most cases the claims will be transmitted via computer modem before the end of the treatment
day! We will initially ask you only for your estimated copayment.
Remember, this is only an estimate, and is based
on the information available to us about your plan.The range of benefits of your plan depends entirely on what your employer
purchases. Some plans cover as little as 30% while others as much as 100% of dental services.Some plans base the amount of
benefit on a schedule of fees arbitrarily developed the insurance company. For this reason, the insurance company may pay
a lower percentage than the reimbursement level indicated in your dental plan. For example, your plan may state that it will
pay 80% of the cost of a specific treatment. However, if the company is using a schedule of fees it really means the company
will pay 80% of this arbitrarily determined fee and not the actual fee charged by our office.
The financial obligation
for dental treatment is between you and our office. The insurance company has a contract with you, not our office. However,
we will do what we can to see that you receive the dental benefits for which you are entitled. Once your carrier has
paid the claim, any difference will be due upon receipt of our statement.
If, for any reason, we have not received
your insurance carrier’s payment 90 days after the claim, the remaining balance will be due and payable by you.
We accept Visa and Mastercard as well as dental payment plans.
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